Interest Free Finance

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Oceanic Ezy Buy Finance

Get your Interest Free dive equipment Today!

  • How much can I borrow? Approved applicants can borrow up to $4,000 with NO deposit.
  • or $6,000.00 with a 20% deposit required.
  • How much deposit do I need? No deposit is required.
  • How much interest do I pay? none we cover that for you
  • All Ezy buy Purchases are worked out over 12 months.

There is no interest ever, although there is a nominal application fee of $35.00

What do I do next?

Your Oceanic Dealer will have an Ezy-Pay application form for you to complete. There are no credit checks or questions about your financial status. Approval will typically take a few minutes only.

Your payments are fortnightly and are direct debit from your bank account.

Products purchased on Ezy buy are at  full recommended retail price of the dive equipment or Products purchased.

You can even add your dive courses to it and take your scuba diving equipment home today. Thats fantastic!! why wait.

It really is that simple.

* Conditions Apply *

Some manufactures and Equipment (or products ) can not be purchased on Ezy buy.

Minimum purchase of $900

Other Products and Scuba Diving Courses if allowed may and or will incure a 15% flat rate interest fee ontop othe initial price  of the product.

Oceanic Ezi- Pay is intented only for Oceanic Australia scuba diving equipment and gear.


Who is Certegy Ezi-Pay?

Certegy Ezi-Pay Pty Ltd has been providing a No Interest Ever!* retail payment plan since 2000. For more information, visit


What is Certegy Ezi-Pay Express?

A continuing credit payment plan that lets you purchase goods or services today, by paying an initial deposit, with the remaining balance being conveniently direct debited fortnightly. There is a simple application, no invasive questions and fast approval times. Best of all there is NO INTEREST EVER!*


What are the set up fees and charges for an Ezi-Pay Express plan?

When you make your initial purchase, Certegy will open an Account for you. With this initial purchase you will pay a once off establishment fee between $35 and $80 to set up your account, which is payable over the term of the plan. The Account will provide you access to online information about your purchase(s), credit schedules, access to our 1800 customer call in facility and other benefits. There is a monthly account keeping fee of $ 2.90 which will be direct debited whilst your account remains active.


Are there any other charges?

There is a $2.50 payment processing fee to process each repayment. Please remember that your payment

plan is NO INTEREST EVER!* Please refer to the “Terms and Conditions” in store for further details.


Can I make multiple purchases?

Yes- Please refer to the “Terms and Conditions” in store for further details.


Can I close my Account and are there any charges?

Once your purchase(s) have been paid in full and your account balance is zero you can cancel via written notice to Certegy. There are NO additional fees for closing your Account or paying out early.


What do I need to apply for a payment plan?

Please refer to the “Terms and Conditions” in store

  • To be over 18 years of age and be a permanent resident of Australia.
  • To be employed on a Full-Time basis working 35 hours or more or be an Aged or Veterans Pensioner.
  • To have a bank account or credit card in your name with documentation showing proof of ownership ie bank statement – Sorry EFTPOS cards are not suitable as they can not be debited.
  • To provide suitable identification.

*Certegy Ezi-Pay Express is a continuing credit payment plan provided by Certegy Ezi-Pay Pty Ltd (ABN 28 129 228 986). A once off establishment fee between $35 and $80 to activate your account is payable with your first purchase under the plan. A $2.90 monthly account keeping fee and a $2.50 payment processing fee applies, other fees and charges may apply. See in store for terms and conditions. For Certegy Ezi-Pay Express No Interest Ever! applies.

For more information Contact us

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Scuba Life
11/53-57 Rimfire Drive HallamVic3803 Australia 
 • 03 9702 3694